Pension for student years...

by Maria Bostenaru Dan
1 min read Nov 22, 2016
Pension for student years in Germany Hi, I recently found out at the alumni meeting that study times in Germany count for pension. Reading on the page of deutsche Rentenversicherung it turns that 8 years count, but one can pay for the rest. I am now at my 22nd semester (diploma, master, doctorate and now fernstudium). Also, if getting a Spätaussiedlung I might count my Romanian payment years. It is a question if Germany would be a better option than Romania, as for example also for Romania the German voluntary experience for which I just got paper counts. Do you know whom to address to? thank you and kind regards Maria

4 Comments

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Brian Cahill
Nov 22, 2016

Hi Maria,

I'm not so sure if it is really so significant. My understanding is that the Deutsche Rentenversicherung have been reducing the amount that can be claimed since the 90s. It only adds to the Contributing Years (Beitragszeiten) for education after the 17th year and BEFORE finishing secondary education (Gymnasium, Realschule oder auch Gesamtschule) and for some technical education (Fachschule). University education only really contributes to the total number of years counted (Wartezeit). This can be important for gaining access to various levels of pension: 5 years Wartezeit are needed to get pension at all, 45 years to retire at 65 (and not 67).

So university education has been "devalued" in Germany at least as far as increasing pension rights.

Warm regards,

Brian

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Maria Bostenaru Dan
Nov 22, 2016

Thanks a lot, Brian!

It sais something on their page of 3 years before the 25th year of age having 75% counted, I don't understand it fully, but I came with 22 to Germany so it is perfect ;) Also, I had my compulsory practica that time.

I wrote them a message let's see if they responde while I am here.

kind regards

Maria

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Maria Bostenaru Dan
Nov 22, 2016

I see they have an office in Karlsruhe, I will call tomorrow and let you all know. Today I have a seminar.

I recall when I was at doctorate I got a paper with my Rentenversicherungsnummer and a form but don't know where I put them. Maybe I get a new one.

On the study times certificate it is written that the medical assurance is registering for Rentenversicherung although I don't understand it fully.

Maybe I need a lawyer for this as well as for the Spätaussiedlung.

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Maria Bostenaru Dan
Nov 30, 2016

Dear Brian, dear all,

I was today in the Rentenversicherungsoffice in Karlsruhe.

Yes, they consider the study years, but I have no numbers what. In fact, they had me in evidence because I was Hiwi (research assistant) 2 years long, now they added the study years as well, and they recognise the doctorate finished in Romania because I studied here.

In the meantime I also have my paper for voluntary experience now.

kind regards

Maria